Manish Kumar
Manager at Kotak Mahindra Bank Working Capital Finance
- Role
- Relationship Manager at Kotak Mahindra Bank
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Manish Kumar
Analytical and detail-oriented Credit Risk Analyst with 4+ years of experience in the…
Experience
Relationship Manager
Jan 2024 — Present · Bengaluru, IN
To understand client business model, decent ability to appraise financials & Identify suitable NTB business opportunities for Working Capital Finance (Fund Based/Non-Fund Based Facility) in SMEs Sector.• Conducted credit appraisal and risk assessment for SMEs clients by evaluating financial statements, repayment capacity, collateral, and credit history.• Managed a portfolio of high-value clients, reduced delinquency rates through proactive monitoring, early risk detection and minimizing NPAs.• Streamlined credit evaluation and loan approval processes, improving turnaround time while maintaining compliance with RBI and internal policies.
Education
Patna University
Master of Arts - MA
2014 — 2016
Manipal Academy of Higher Education
Postgraduate Degree
2021 — 2022
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