Manish Ranjan

State Head at PhonePe | Ex- Paytm , BharatPe , Fino Payments Bank , AGS | Fintech Professional | Achievers

Role
State Head at PhonePe
Location
Muzaffarpur, BR, IN
LinkedIn followers
500 followers
General Business & ManagementView LinkedIn profile

About Manish Ranjan

Sales leader with over 14 years of experience in FinTech and digital payments, currently serving as Circle Head (North Bihar and East Bihar) at Paytm. Spearheading strategic initiatives, the team has enhanced operational efficiency, optimized processes, and driven market share growth within the region. Core competencies include people management, revenue generation, and market analysis. At Paytm, led efforts in merchant servicing, retention, and acquisition while expanding the customer base and increasing adoption of financial solutions like sound box sales, postpaid activations, and merchant loans. Passionate about leveraging strategic insights to empower teams, facilitate business growth, and deliver impactful outcomes in the digital payments ecosystem.

Experience

  1. State Head

    PhonePe

    Mar 2026 — Present · Muzaffarpur, IN

    Spearheaded fintech adoption initiatives to enhance financial inclusion in urban and rural markets. • Increased merchant acceptance of UPI, QR codes, and smart speakers to streamline transactions. • Developed and scaled distribution networks for business loans in underserved areas. • Managed market share analysis and handled merchant and distributor escalations effectively.

Education

  • Jetking Noida Learning Center

    Hardware & Networking, IT field

    2009 — 2011

  • Babasaheb Bhimrao Ambedkar Bihar University

    Bachelor of Arts - BA, Psychology

    2009 — 2012

  • Shobhit University

    Master of Business Administration (MBA), Operations Management

    2013 — 2015

  • Cisco Networking Academy

    Cisco Certified Network Associate Routing and Switching, Routing and Switching

    2011 — 2011

Skills

  • Microsoft Office
  • Networking
  • Soft Skills
  • Internal Audit
  • Printers
  • Team Leadership
  • Training
  • Mis
  • Troubleshooting
  • Health Insurance
  • Project Management
  • Banking
  • Team Management
  • Office Management
  • Relationship Management
  • Vendor Management
  • Cisco Technologies
  • Biometrics
  • Hardware
  • Operations Management

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Manish Ranjan — State Head at PhonePe in Muzaffarpur, BR, IN | Unifers