Manish Kulkarni
Credit Analyst @ TATA Capital
- Role
- Credit Analyst at Tata Capital
- Location
- Faridabad, HR, IN
- LinkedIn followers
- 500 followers
About Manish Kulkarni
A BBA graduate currently working as a Credit Manager in SME & business banking, with…
Experience
Credit Analyst
Aug 2024 — Present · Delhi, IN
Conducted credit appraisal for 150+ MSME borrowers using financial, cash flow, and bank data analysis- Managed MSME loan portfolio worth up to Rs.2 Crore, ensuring compliance with credit policies- Led a team of 15 RMs across North and East India, driving credit growth and quality- Analyzed DSCR, ICR, current ratio, and leverage to assess creditworthiness- Prepared 100+ credit memos and recommendation notes for credit decisions-Monitored risk profiles and early warning signals, reducing NPA risk by 15%
Education
Ryan International School Faridabad
Senior secondary, Commerce
Ryan International School Faridabad
Secondary
Asian School of Business, Noida
Bachelor of Business Administration - BBA, Business Administration and Management, General
2019 — 2022
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