Manish Devda
Credit at OTO Capital
- Role
- Credit Associate at Oto
- Location
- Indore, MP, IN
- LinkedIn followers
- 500 followers
About Manish Devda
Manish has gained valuable work experience in various roles in the sales, credit, and…
Experience
Credit Associate
Oct 2023 — Present · Bengaluru, IN
Creditworthiness Assessment:Evaluate financial stability, income, and credit history of loan applicants to determine their ability to repay loans. Risk Analysis:Identify potential risks such as default, fraud, and repayment, and assess risk mitigation strategies. Policy Compliance:Ensure adherence to the company\'s credit policies, lending guidelines, and regulatory requirements during the underwriting process. Data Analysis:Collect, review, and analyze applicant information and financial documents for accuracy and completeness. Decision Making:Make informed decisions to approve, reject, or modify loan applications based on credit risk assessment and lending criteria. Documentation:Maintain records of loan applications, decisions, and the basis for those decisions. Process Improvement:Contribute to projects aimed at process improvement, risk reduction, and enhancing business results.
Education
Devi Ahilya Vishwavidyalaya
B.com
2021 — 2023
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