Manickalai Rajan

About Manickalai Rajan

I specialize in building and scaling product engineering teams that deliver AI-powered fintech platforms. With over a decade of hands-on experience across organizations such as IBM, ICICI, TATA AIG, and TATA-AIA, I have successfully led cross-functional engineering teams through complex initiatives — ranging from cloud-native payment systems and SaaS platforms to AI-driven solutions in Forex, remittance, lending, insurance, and digital commerceWhat I bring to the table:→ Product Engineering Leadership — I architect, coach, and grow high-performing teams across UI, Backend, QA, DevOps, and Data Engineering. I\'ve taken products from 0→1 and scaled them through rapid growth.→ AI & Cognitive Technology — I integrate AI/ML capabilities into fintech workflows: intelligent underwriting, fraud detection, conversational AI, and predictive analytics that drive real business outcomes.→ Cloud & Platform Architecture — Deep expertise across AWS, Azure, GCP, and hybrid cloud environments. I design scalable, resilient platforms built for millions of transactions.→ Fintech & Payments Domain — Hands-on experience with payments infrastructure, BNPL, ONDC, and digital lending ecosystems across India\'s rapidly evolving financial landscape.→ Startup Building & Advisory — As Founder of Lemuria and advisor to early-stage startups, I help founding teams make the right technical bets, hire smart, and build engineering culture from day one.My tech stack runs deep: Hybrid Cloud | ONDC | Cognitive technology | SaaS | ELK Stack | Payments | Fintech | Agripreneur | GenAI/LLMsI\'m passionate about the intersection of AI and financial services — where intelligent systems meet real-world impact at scale.Always happy to connect with founders and tech folks in fintech or startups—whether you’re scaling engineering teams or exploring how AI can elevate your product. Let’s chat!

Experience

1. Seed Investor

   Lemuria

   Dec 2022 — Present

   Utilized AI-driven personalization to suggest tailored itineraries and destinations for travelers.• Implemented dynamic pricing technology for real-time access to the best deals on flights and hotels.• Developed an intuitive user interface for a streamlined booking process on both mobile and web platforms.

Education

• Nethaji Subash Chandra Bose College, Thiruvarur- 614 001.

  B.C.A, Computer Application

  2000 — 2003

• Shanmugha Arts, Science, Technology and Research Academy

  Master of Computer Application (M.C.A), Computer Programming, Specific Applications

  2003 — 2005

• V.S.BOYS'HR.SEC SCHOOL,Thiruvarur - 610 001

  School, Mathematics

  1992 — 2000

Skills

• Iphone Application Development
• Requirements Analysis
• Ivr
• Ipad Application Development
• Sql
• Mobile Applications
• Team Management
• Mobile Devices
• Sms
• Wap
• Html 5
• Ios Development
• Mis
• Vas
• Windows Mobile
• Hybrid Mobile Application Development
• Crm
• Smsc
• Integration
• Android Development
• Telecommunications
• Value-Added Services (Vas)
• Android