Malvika Saraf

Assistant Manager - Risk & Compliance @Protiviti Middle East Member Firm

Gurugram, HR, IN
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jun 2025 — Present

Assistant Manager - Risk & Compliance @Protiviti Middle East Member Firm

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Abu Dhabi Emirate, AE

Led the end-to-end development of IFRS9 ECL models (PD, LGD, EAD) including data preparation, default definition, segmentation, while establishing a robust governance framework model validation, performance monitoring, overlays and regulatory compliance (SAMA) in collaboration with Finance, Risk and Audit stakeholders-Led the development of Recovery and resolution planning (RRP) for a leading KSA bank, including analysis of financial statements to identify stress testing areas, assessment of shock impacts on bank\'s balance sheet and evaluation of recovery options to strengthen capital and liquidity during plan invocation, in compliance with SAMA guidelines.

EDUCATION

2019 — 2021

Madras School of Economics

Master's degree, Applied Quantitative Finance

2012 — 2015

The Bhawanipur Education Society College

B.Sc, Economics

SKILLS

Microsoft OfficeMicrosoft WordPowerpointMicrosoft Excel

ABOUT MALVIKA SARAF

Credit Risk Analytics professional with almost 5 years of experience across credit risk domain including validation and development of IFRS9 compliant ECL models (PD, LGD, EAD) and validation of Financed Emissions and Climate Risk Stress testing models. Also familiar with Basel IV minimum capital requirements and computations as well as ICAAP. and Well versed with Python, R, SAS, SQL and Microsoft office.

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Malvika Saraf — Assistant Manager - Risk & Compliance at Protiviti Middle East Member Firm in Gurugram, HR, IN | Unifers