Mallikarjun K Chougala

About Mallikarjun K Chougala

Fintech Strategist Blockchain & Crypto Enthusiast Banking & Markets Professional Academic Leader AI ExplorerI’m Mallikarjun Chougala — a future-focused professional at the intersection of finance, technology, and education. With hands-on experience in the banking and financial markets industry, I bring real-world insight into capital markets, regulatory frameworks, and investor behavior — and translate that into structured, high-impact academic programs.As an academic coordinator and fintech curriculum designer, I’ve led initiatives across universities, organized study tours (like NISM), and facilitated peer learning ecosystems. My work is grounded in clarity, discipline, and a passion for bridging theory with practice. My core expertise includes:• Banking & Financial Markets: Capital markets, risk management, compliance, and investor literacy• Fintech & Digital Banking: Embedded finance, neobanks, robo-advisory, and digital transformation in financial services• Blockchain & Cryptocurrencies: Tokenomics, DeFi, smart contracts, and the evolving regulatory landscape• Generative AI in Finance: AI-driven personalization, fraud detection, algorithmic trading, and research automation• Academic Leadership: Fintech curriculum design, credit mapping, faculty coordination, and student mentorship I’m deeply passionate about how blockchain and AI are reshaping the financial world — from decentralized finance to intelligent automation. I actively explore how these technologies can be ethically integrated into education, investor empowerment, and institutional strategy. Whether I’m designing fintech modules, mentoring students, or analyzing crypto trends, I lead with vision, structure, and purpose. My goal is to build learning ecosystems that are future-ready, tech-enabled, and financially inclusive.Let’s connect if you’re passionate about fintech innovation, blockchain education, AI in finance, or collaborative research. I’m always open to partnerships that drive meaningful change.

Experience

1. Assistant Professor(Sr)

   Jspm University Pune

   Oct 2025 — Present · IN

   As a seasoned professional with 23+ years of expertise across Banking, Finance, Management, and Academia, I bring a blend of practical industry experience and scholarly insight. I am UGC-NET qualified and a PhD scholar dedicated to advancing knowledge and practice.In my current role as Assistant Professor and Consultant, I engage in teaching, research, and advisory assignments, bridging the gap between theory and real-world business challenges. I have led and contributed to projects in financial institutions and corporate sectors, developed curricula, published research, and mentored students to succeed in dynamic environments.Key strengths and competencies include:Deep domain knowledge in banking operations, risk management, financial analysis and corporate managementAcademic rigour in curriculum design, research methodologies, and knowledge disseminationConsulting acumen — translating insights into pragmatic solutions, advising organisations for growth and operational excellenceCoaching and mentoring — helping aspiring professionals and students chart their career paths and build capabilities for tomorrowAdaptability and leadership — navigating change, fostering innovation and continuous improvement in academic and business settingsI thrive at the intersection of theory and practice. My mission is to empower individuals and organisations through education, thought leadership and actionable expertise. Let’s connect if you’re passionate about building talent, driving transformation or collaborating on research-led business initiatives.

Education

• Karnataka University, Dharwad

  Master of Business Administration - MBA, Finance and Marketing

  2001 — 2003

• UGC

  NET, Management

• Karnataka University, Dharwad

  Doctor of Philosophy - PhD, Finance

• Karnataka University, Dharwad

  Bachelor of Commerce - BCom, Accounting and Finance