Malika Dutta
Data Analyst | Microsoft Certified (PL-300) | Python, SQL, Power BI, Tableau | Data Science & Analytics Enthusiast | MS CS | RTC Member
- Role
- Data Analyst at Simmons Bank
- Location
- New York, NY, US
- LinkedIn followers
- 500 followers
About Malika Dutta
Growing a career in data, with experience in data analytics, AI/ML, computer vision and…
Experience
Data Analyst
Jun 2024 — Present · Memphis, TN, US
Analyzed 10M+ mortgage loan records using Python and SAS to uncover delinquency and prepayment patterns across borrower segments, refining risk segmentation and guiding retention strategies for high-risk borrowers-Automated ETL workflows using Informatica to unify loan and servicing data from internal and external sources, cutting manual effort by ~40% based on fewer data pulls and faster reconciliation, enabling timely, accurate monthly risk reporting-Built Tableau dashboards and SSRS reports highlighting KPIs such as delinquency rate, prepayment speed, and default severity, enabling early risk detection and proactive management of high-risk loan portfolios-Assisted in evaluating early-default prediction models using Scikit-learn and TensorFlow by testing baseline classifiers and contributing to parameter tuning to improve model performance-Visualized borrower payment behavior using Matplotlib and Seaborn to deliver insights to non-technical stakeholders in risk and servicing teams-Queried structured data (MySQL) and document-based records (MongoDB), and processed historical loan data on AWS (S3, EC2) using Python to support credit risk analysis, loan servicing decisions, and downstream reporting-Collaborated with analysts and data engineers in Agile sprints to deliver compliance-aligned risk analytics. Used Git to version SQL scripts, Jupyter notebooks, and ETL components.
Education
South Point High School, Kolkata
Computer Science
St. Thomas' College of Engineering and Technology
Bachelor's degree, Computer Science
2018 — 2022
Mississippi State University
Master of Science - MS, Computer Science
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