Malika Dhalluin

About Malika Dhalluin

As a SaaS CEO or a growing SME leader, your financial operations should be as smart as your business model. But are you still relying on outdated financial processes that slow down your growth?Many businesses like yours are stuck in the cycle of manual cash flow forecasting, inefficient reporting, and disorganized financial operations. This leads to missed opportunities, inaccurate forecasts, and financial uncertainty.This inefficiency isn\'t just frustrating—it\'s costly. Inaccurate cash flow projections, slow decision-making, and lack of financial visibility often result in lost revenue, higher operational costs, and investor concerns. The pressure to scale while managing financial complexity is overwhelming.The good news? It doesn\'t have to be this way. The solution is clear: AI-powered financial operations combined with fractional CFO services that give you expert leadership without the full-time cost.I help SaaS companies and growth-stage SMEs build the CFO-grade financial strategies they need to thrive. By integrating AI financial operations and fractional CFO consulting, I bring enterprise-level financial management to businesses scaling quickly and efficiently.With my services, you’ll get the clarity, speed, and strategic insights necessary to make better financial decisions. Whether it’s AI-driven cash flow forecasting, fractional CFO leadership, or board-ready financial dashboards, I ensure your finances align with your growth goals—without the burden of a full-time hire.The result? 30-90% cost reductions, 75% EBITDA margin improvement, and up to 33% ARR growth. Clients see streamlined operations, faster financial reporting, and enhanced decision-making capabilities—leading to sustainable, profitable growth.With over 19 years of experience as a CFO (most recently at Gumtree SA, eBay/Adevinta), I’ve managed $250M+ in budgets and helped companies save millions while driving growth. My clients include high-growth SaaS companies and SMEs who trust my expertise to optimize their financial strategy.Ready to streamline your financial operations and accelerate your growth? Let’s schedule a quick discovery call to discuss how we can drive real results for your business.

Experience

1. Head of Business Operations

   Fcfos.Ai

   Sep 2025 — Present

   Your SaaS growth is currently limited by the speed of your manual spreadsheets.Disorganized financial operations and slow reporting create a fog that hides your actual profit margins. If you keep relying on manual cash flow forecasting, you will miss the critical signals needed to scale without crashing.I solve this by replacing your manual finance bottlenecks with AI-driven automation. I combine fractional CFO leadership with intelligent systems to give you enterprise-level clarity at a fraction of the cost- Real results for SaaS and Tech leaders- 30% to 90% reduction in operational costs- 75% average improvement in EBITDA margins- Up to 33% increase in ARR through data-driven growth strategies.Ready to see your true financial potential? Book a 30-minute discovery call and I will show you how to automate your path to profitability.

Education

• Oberlin College

  Bachelor of Engineering, Computer Science