Mahmood Kamran
Managing Director @etoro
Signup · Get unlimited contacts
WORK HISTORY
Managing Director @etoro
Manchester, GB
I lead eToro Money — an FCA-regulated Electronic Money Institution — providing innovative multi-currency accounts, Visa card programs, and open banking solutions to millions of retail traders worldwide.Key Achievements:Scaled Visa Debit Programs across the UK/EU with Apple Pay and Google Pay enablement via Visa SDK tokenization.Pioneered Open Banking & Tokenization Frameworks to enhance security and streamline customer funding flows.Integrated Real-Time Payment Rails (FPS, SEPA Instant, CHAPS, BACS) to accelerate transaction processing and expand geographic reach.AI-Driven Optimisation: Developed predictive models for treasury settlement, smart top-ups, and payment routing — reducing clearing costs by £3M annually and improving success rates.Strategic Partnerships: Built Tier 1 & Tier 2 banking relationships, expanding services to 2M+ customers across five regions.Operational Excellence: Led Visa Direct integration (AFT/OCT) and redesigned payment workflows to boost profitability and reduce risk.Leadership: Built and led a cross-functional Agile team, improving roadmap execution efficiency by 30% through quarterly prioritisation.Focus Areas: Open Banking • Payment as a Service • Card Program Management • Digital Asset Infrastructure • Compliance & Regulatory Strategy
EDUCATION
Lahore School of Economics
Masters of Business Administration, Business Administration and Management, General
Divisional public school
Higher Secondary Education, Pre-Engineering
Lahore School of Economics
Master of Business Administration - MBA, Finance, General
Punjab college of commerce
Bachelors of Commerce, Computer Science
St Anthony High School
Master of Business Administration (MBA), Computer Science
SKILLS
ABOUT MAHMOOD KAMRAN
AI-Driven Payment Technology Leader I am a seasoned payment technology and product strategy leader with over 20 years of experience spanning banking, merchant acquiring, and omnichannel payments across the UK, EU, US, and global markets. As Managing Director of eToro Money — an EMI-licensed institution within the eToro Group — I’ve designed and launched Visa Debit programs, pioneered tokenization frameworks for Apple Pay and Google Pay, and integrated real-time payments rails (FPS, SEPA Instant, CHAPS, BACS) serving 2M+ customers worldwide.My work blends innovation and execution: from building Open Banking and Smart Top-Up models that predict liquidity, to architecting AI-powered payment routing engines that cut fees, accelerate processing, and improve success rates. These initiatives have delivered multi-million-pound annual savings and transformed customer experience.Passionate about shaping the future of fintech and digital assets, I specialize in Open Banking, Payment as a Service, Card Program Management, Digital Asset Banking, and institutional trading & custody infrastructure. I thrive at the intersection of compliance, technology, and strategy — forging Tier 1 banking partnerships, leading cross-functional Agile teams, and scaling complex programs across regulated markets.My mission: to make payments seamless, secure, and intelligent — enabling financial services to meet the needs of tomorrow’s customers.
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.