Maheshwar Mallah

Senior Product Manager | FP&A | Business Partnering |driving financial visibility and team management.

Role: Senior Product Manager at IDFC FIRST Bank
Location: Mumbai, MH, IN
LinkedIn followers: 500 followers

General Business & ManagementView LinkedIn profile

About Maheshwar Mallah

Strategic Finance Leader with 10+ years of experience across banking, digital products…

Experience

Senior Product Manager
IDFC FIRST Bank
Oct 2022 — Present
Senior Product Manager (Jun 2022 – Present) Implemented budgeting and forecasting models, improving financial visibility and control. Delivered ₹5 Cr+ in annualized savings through IVR and self-service optimization Renegotiated bot development contracts, slashing costs from ₹2 Cr to ₹1.5 Cr Reduced cost-to-income ratio from 73% to 68%; on track to reach 65% by FY 2026–27 Led a 4-member finance team managing P&L, strategic planning, and regulatory compliance.

Skills

Finance
Corporate Finance
Accounting
Financial Modeling
Financial Reporting
Business Strategy
Business Analysis
Portfolio Management
Financial Services
Investments
Financial Analysis
Banking
Investment Banking
Mis
Analysis

Contact information

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Work email
•••••@idfcfirst.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

IDFC FIRST Bank

Banking · 53K employees · Founded 2015 · Mumbai, Maharashtra, India

**Never share your password, OTP, UPI Pin, CVV etc with anyone.** Formed in December 2018 through the merger of infrastructure finance giant IDFC Bank and retail finance specialist Capital First, we commenced commercial banking operations in 2016. Our core principles: Vision: Building a world-class bank in India, driven by ethical, customer-friendly, digital, and socially responsible banking principles. Universal Bank: Offering a comprehensive range of services like Retail, MSME, Rural, Startups, Cash & Wealth Management, Deposits, Corporate & Government Banking, Working Capital, Trade Finance, and Treasury Solutions. Ethical Banking: We follow a 'Near and Dear' test, ensuring products are customer-friendly enough for employees to recommend to loved ones. We simplify legal jargon for clarity and offer 'ZERO FEE Banking' on all savings account services like SMS alerts, IMPS, RTGS, NEFT, ATM withdrawals, and more, making it India’s 1st & only bank to do so. Customer-Friendly Banking: IDFC FIRST Bank credits monthly interest on savings accounts, offers lifetime-free credit cards with non-expiring rewards and transparent fees. Technology-led Banking: Seamless services across mobile, branches, internet banking, call centres, & relationship managers. Our mobile app, with 250+ features, is rated 4.8 on Google Play & the App Store. Global rating agency Forrester ranked it India’s best & among the world’s top 20 for two consecutive years. Social Good Banking: Focusing on financial inclusion, we serve 40M+ customers, with 16M lifestyle improvement loans,15M loans to 4.3M women entrepreneurs, 6.5M vehicle loans, 1M each for sanitation & livelihood, 300K SME, and 100K home loans. ESG Goals: We hold high ESG scores, demonstrating our commitment to financial inclusion & social responsibility. Creating a new-age, ethical and world-class institution for India is a privilege for its employees.

idfcfirst.bank.in

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