Madhusmita Halder
Manager at HSBC Global Analytics Center
- Role
- Manager-risk Analytics and Modeling at HSBC
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Madhusmita Halder
I’m a data-driven professional with over 10 years of experience in analytics, risk strategy, and portfolio management across global financial institutions like HSBC and Wells Fargo. My work has consistently delivered business impact—whether it’s optimizing reserve forecasting models, leading US mortgage portfolio analytics, or driving customer experience insights through advanced segmentation.I specialize in turning complex data into clear, actionable strategies. My technical toolkit includes SAS, SQL, Excel and Tableau, and I’ve led initiatives across originations, delinquency trends, and regulatory reporting. But beyond the numbers, I thrive in cross-functional environments—presenting to senior stakeholders, mentoring junior analysts, and collaborating across geographies to solve real-world problems.I’m passionate about continuous learning, building scalable solutions, and fostering inclusive teams. Whether it’s simplifying models, automating workflows, or organizing corporate engagement events, I bring both precision and heart to the table.Let’s connect if you’re interested in analytics, financial strategy, or meaningful collaboration.
Experience
Manager-risk Analytics and Modeling
Jun 2022 — Present · Bengaluru, IN
US Mortgage Strategy and Portfolio InsightsLeading mortgage originations and portfolio risk analysis, with a proven track record of navigating macroeconomic shifts including COVID, rising interest rates, and loan sales. Skilled in stress testing ARM portfolios and identifying high-risk customer segments (DTI > 40%), ensuring proactive risk mitigation strategies.Delivered annual portfolio reviews by segmenting customers by credit risk and forecasting payment shocks for interest-only loans, enabling informed decision-making across finance and governance teams. Owned quarterly Repurchase Reserve Model monitoring, achieving $1.8MM in savings through model simplification and tier reclassification.Managed 15–20 risk reports per quarter to monitor origination caps, high-risk balances, and policy thresholds, while analyzing inflation’s impact on DTI and LTV to forecast future payment risks. Regularly presented reserve recommendations to senior stakeholders, securing quarterly model reserve approvals and strengthening organizational resilience.
Education
National Institute of Technology Karnataka
Bachelor of Technology (B.Tech.), Chemical Engineering
2012 — 2016
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