Luthfi Ramlan
Financial Services Consultant @AIA
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WORK HISTORY
Financial Services Consultant @AIA
In order to truly appreciate the meaning behind a total risk management portfolio, one has to learn, understand and execute the process of risk management effectively.Risk management entails the identification of risks that cannot and should not be retained. The avoidance of such risks can be achieved by means of transfer to an entity, in order to shelter your loved ones from any form of unknown, unforeseen, unexpected and catastrophic financial impact.\"Every decision we make is a calculated risk. Everyone wants to accumulate wealth, but no one wants to protect the ones they already have. So if you really love your family and you\'ve already started managing your risks via insurance planning, why stop there? Why not make it complete to achieve total protection for greater peace of mind?\"
EDUCATION
Meridian Junior College
GCE 'A' Levels, Mathematics, Chemistry, Physics
Nanyang Technological University Singapore
Bachelor of Engineering (Honours), Chemical & Biomolecular Engineering
Singapore College of Insurance
Life Insurance | Investment-Linked Policies | Certificate in General Insurance
SKILLS
ABOUT LUTHFI RAMLAN
Apart from Doctors and Nurses, a Financial Services Consultant is one of the most noble of professions. If Doctors and Nurses save lives, then our mission is to save families.\"To bring comprehensive financial planning solutions to valued clients through consultative advice with the utmost consideration of their financial situation and well-being-\"Knowing the mission before the commission.\"Reconstruction of risk management portfolio to save on premiums and to achieve totality-\"To care for what clients already have, not what we have for clients.\"Specialties: Investments | Asset Allocation | Risk Management | Retirement Planning
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