Luke McLaren
Deputy General Counsel @Bestow
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WORK HISTORY
Deputy General Counsel @Bestow
Dallas, TX, US
Lead a team of legal professionals supporting a digital driven insurance platform serving hundreds of thousands of customers• AI & Machine Learning: Provide ongoing legal guidance on algorithmic underwriting models, including bias testing protocols, model validation, explainability requirements, and compliance with state insurance AI/ML regulations• SaaS & Technology Agreements: Successfully negotiated and led (ongoing) complex SaaS, TPA, and agency distribution deals with established carriers, including data-sharing agreements, and cloud infrastructure contracts valued at multiple millions• Data & Privacy Governance: Advised on AI training data sourcing, consumer data rights, model transparency obligations, and privacy-by-design principles for digital platforms• Technology Vendor Management: Drafted and negotiated agreements with third-party AI/ML vendors, cloud service providers, and insurtech platform partners• Provide legal advice on mergers and acquisitions involving technology assets and IP portfolios• Coordinate regulatory filings to departments of insurance, including technology-related product filings• Responsible for corporate governance functions
EDUCATION
The Johns Hopkins University - Carey Business School
Master of Business Administration - MBA, Finance and Financial Management Services
University of Maryland Francis King Carey School of Law
Doctor of Law - JD, Law
ABOUT LUKE MCLAREN
Solutions-oriented and results-driven legal and compliance leader with more than twenty-four (24) years of corporate legal and compliance experience with established and start-up insurance carriers, including extensive expertise in AI/ML technology deployment, SaaS platforms, and insurtech innovation.Core Competencies• AI & Emerging Technology: Legal counsel on AI/ML model deployment, algorithmic underwriting, bias testing, data governance, and AI regulatory compliance frameworks• SaaS & Technology Transactions: Negotiated multi-million dollar SaaS, API, and cloud platform agreements; advised on vendor risk management and technology stack integration• Insurtech & Digital Transformation: Led legal strategies for digital-first insurance carriers utilizing automated underwriting, instant-issue platforms, and customer-facing AI applications• Data Privacy & Security: Expert in GLBA, HIPAA, COPPA, FCRA, TCPA compliance; advised on AI training data, model transparency, and consumer data rights• M&A & Corporate Governance: Successfully advised and facilitated acquisitions, redomestications, and sales of insurance companies• Regulatory Strategy: Navigate complex state insurance regulatory landscape for technology-enabled products and distributionSuccessfully facilitated the purchase and sale of life insurance companies.Previously led and managed the legal functions for several life insurers. CLU, CPCU, RHU, FLMI, & FFSI.
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