Lorenzo Granado

About Lorenzo Granado

I’m a Fraud and Risk Analyst specializing in payment integrity and transaction monitoring. Over the last 8+ years, I’ve helped global merchants and financial platforms detect emerging fraud patterns, reduce false negatives, and design scalable rule systems that protect users without adding friction.I combine analytical precision with a compliance mindset — using SQL, fraud scoring models, and cross-functional collaboration to identify behavioral anomalies before they become losses. My experience includes building data-driven rule frameworks, leading fraud strategy optimization, and supporting KYC/KYB and AML investigations in partnership with compliance and engineering teams.I’m passionate about helping companies balance risk prevention with customer experience, and I enjoy working where data, technology, and regulation intersect. Whether refining a rule engine or re-architecting dashboards for better detection logic, my focus is the same: delivering trust, accuracy, and measurable results.Certified in Anti-Money Laundering (CAMS) and experienced in high-scale payment ecosystems, I’m eager to continue growing within fintech — particularly where fraud analytics and compliance innovation shape the future of safe digital payments.

Experience

1. Fraud Strategist

   Accertify, Inc.

   Oct 2023 — Present · Itasca, IL, US

   Analyze and screen transaction data, effectively identifying fraudulent account behavior for third-party merchants, resulting in savings of millions of dollars in false negatives.• Reduced false positives by average of 30% for managed clients by advanced rule scoring and rule logic design.• Conducted root cause analysis on false negatives and coordinated rule changes that reduced fraud losses by over $408K in a month.• Partnered with compliance, engineering teams, data science to modernize rule engines and remove outdated legacy flow.• Built SQL-driven dashboards and analytical workflows that improved fraud accuracy.

Education

• Eastern Illinois University

  Bachelor's degree, Corporate Communication Minor: Business Administration

Skills

• Social Media
• Social Networking
• Time Management
• Marketing Communications
• Facebook
• Marketing
• Microsoft Office
• Public Speaking
• Public Relations
• Media Relations
• Social Media Marketing
• Powerpoint
• Microsoft Excel
• Strategic Communications
• Microsoft Powerpoint
• Press Releases
• Event Planning
• Microsoft Word
• Customer Service