Luis Omar Guzmán

About Luis Omar Guzmán

Multilingual business professional dedicated to connecting and collaborating. Born, raised, and educated in Reading, Pennsylvania. Collective impact proponent finding ways to help, directly or indirectly. Attentive listener, quick learner, with a positive attitude and over 20 years of work experience in financial services and retail in both entry-level and management positions. Continuously searching for self-improvement and advancement, while encouraging others to not rest in their pursuits of happiness.

Experience

1. Commercial Relationship Manager

   Quaint Oak Bank

   May 2025 — Present · PA, US

   Responsible for developing new relationships to expand the bank\'s C&I customer base- Identify and refer cross-sell opportunities- Assist in negotiating loans and structuring presentations- Participate in monitoring loan repayment activities and take necessary action to collect past due accounts- Assist with documenting loans to ensure complete loan files are maintained- Maintain full understanding of the Bank’s Lending Policy and applicable lending related policies and procedures- Thoroughly evaluate potential borrowers\' financial health by analyzing income statements, balance sheets, cash flow projections, and industry trends to assess creditworthiness- Design customized loan packages based on client needs, including loan amount, interest rates, repayment terms, and collateral requirements- Monitor loan performance, identify potential credit risks, and take necessary actions to mitigate risk within the assigned loan portfolio - Adhere to all regulatory lending guidelines and internal bank policies related to credit risk management

Education

• Reading Area Community College

  Associate of Arts - AA, General Studies

• Albright College

  Bachelor of Arts - BA, Spanish/French/Digital Media

Skills

• Staff Development
• Outlook
• Budgets
• Community Outreach
• Social Networking
• Microsoft Office
• Sales
• Microsoft Excel
• Powerpoint
• Video Games
• Fafsa
• Public Speaking
• Student Affairs
• Translation
• Customer Service
• Event Planning
• Film Editing
• Management
• Leadership Development
• Microsoft Word
• Resume Writing
• Student Financial Aid
• Policy
• Retail Category Management
• Student Loans
• Teamwork
• Film Production
• Spanish
• Short Films
• Admissions
• Proofreading
• French
• Higher Education
• Employee Relations
• Financial Services
• Crm
• Graphic Design