Lokkesh S

About Lokkesh S

Hi there! I’m a Credit & Risk Assessment Professional with a proven track record of delivering results in credit underwriting, compliance auditing, and risk management. With over 5 years of experience across leading financial institutions, I specialize in optimizing credit processes, ensuring regulatory compliance, and driving fraud prevention strategies. What I Bring to the Table:Expertise in credit risk analysis, financial statement evaluation, and KYC verification, backed by advanced tools like MS Excel, Salesforce, and Tableau.A knack for streamlining processes—achieving a 20% reduction in documentation fraud and improving turnaround times (TAT) to 98%.Leadership in training and mentoring teams on fraud detection and credit analysis, boosting productivity and reducing error rates by 12%.A customer-first mindset that has led to record-breaking achievements, such as sanctioning 150 loans in a single month while maintaining a 98% accuracy rate. Global Perspective:My professional journey has been enriched by international exposure, including a Global Immersion Program on Design Thinking in Malaysia. I’ve also explored emerging technologies like blockchain through certifications from the University of Buffalo. What Drives Me:I’m passionate about leveraging data-driven decision-making to mitigate risks and foster trust in financial systems. Whether it\'s collaborating across teams or analyzing complex credit profiles, I thrive on challenges that require critical thinking and innovative solutions. Fun Facts About Me:When I’m not diving into credit reports or compliance audits, you’ll find me exploring new technologies, honing my data analytics skills, or enjoying a good brainstorming session on design thinking. I believe in continuous learning and am always eager to expand my horizons—both professionally and personally. Let’s Connect!If you’re looking for someone who can combine technical expertise with strategic insights—and bring a touch of enthusiasm to the table—I’d love to hear from you! Let’s work together to create impactful solutions for today’s dynamic financial landscape.

Experience

1. Deputy Manager

   HDFC Bank

   Jul 2023 — Present · Coimbatore, IN

Education

• PSG Institute of Management

  Master of Business Administration - MBA

  2019 — 2021

• Amrita Vishwa Vidyapeetham

  Bachelor's degree

  2012 — 2016