Loïc Diabaté
- Role
- Credit Analyst Ii, East Metro Markets at Simmons Bank
- Location
- Little Rock, AR, US
- LinkedIn followers
- 500 followers
About Loïc Diabaté
I am a Senior Commercial Credit Analyst (MBA, FMVA, CBCA) with proven expertise in…
Experience
Credit Analyst Ii, East Metro Markets
Aug 2022 — Present
Proficient in underwriting complex business banking and commercial loan requests, with a total credit exposure (TCE) of up to $40 million USD.(Completed over 50 full underwriting packages in 2023) Experienced in preparing comprehensive credit analyses for C&I (Commercial & Industrial) and CRE (Commercial Real Estate) loans, facilitating the credit approval process for new, renewal, and extension loans.(Completed over 30 C&I underwritings in 2023 so far) Demonstrated expertise in underwriting complex real estate relationships, with a track record of underwriting over $100 million in TCE.(Completed over 25 CRE underwritings in 2023 so far) Specialized knowledge in underwriting aviation deals and small personal aircraft purchases for high-net-worth individuals and businesses.Specialized knowledge in underwriting farmland and agricultural loan. Skilled in underwriting loan requests for executive loan committees, Senior credit committees and handling loans requiring downgrade or classified as special assets. Analytical assessment of various factors, such as income growth, margins, management quality, market shares, industry risks, and collateral appraisals to determine creditworthiness. Diligently monitor compliance with loan agreements by conducting covenant testing, historically overseeing more than 80 covenants per quarter in addition to underwriting duties.(Averaged 99 covenant per quarter in 2023) Mentorship and coaching capabilities to guide and develop Credit Analysts I & II, fostering their skills and expertise.(Assisted manager with training of 3 credit analysts I & II historically) Active participation in deal discussion meetings with lending personnel, market managers, and credit officers, contributing to informed lending decisions.
Skills
- Management
- Customer Service
- Microsoft Powerpoint
- Microsoft Excel
- Leadership
- Research
- Microsoft Word
- Microsoft Office
- Public Speaking
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