Lloyd McFarland

Underwriter @Triad Financial Services, Inc.

Irvine, CA, US
EMAILS
l••••••••@triadfs.com
MOBILE NUMBERS
+18•••••••53

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WORK HISTORY

Mar 2016 — Present

Underwriter @Triad Financial Services, Inc.

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Irvine, CA, US

Determining if the risk of offering a mortgage loan to a particular borrower under certain parameters is acceptable. Most of the risks and terms that I consider fall under the three C’s of underwriting: credit, capacity and collateral. To assist me assess the quality of the loan, banks and lenders create guidelines and even computer models that analyze the various aspects of the mortgage and provide recommendations regarding the risks involved. However, it is always up to the UNDERWRITER to make the final decision on whether to approve or decline a loan. Happy Lending.

EDUCATION

1991 — 1993

US Navy FC 'A School

Associate's degree, Advanced Electronics

1990 — 1991

Bakersfield College

Liberal Arts and Sciences/Liberal Studies

ABOUT LLOYD MCFARLAND

Underwriter

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