Lakshmanan Gururajan
Head of Payment Transformation - Swift @Wells Fargo
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WORK HISTORY
Head of Payment Transformation - Swift @Wells Fargo
Charlotte, NC, US
Manage the bank’s SWIFT production portfolio, ensuring compliance with SWIFT standards, leading ISO 20022 migration, and enabling Real-Time Payments (RTP) to minimize operational risk and enhance payment efficiency.
EDUCATION
KSR INSTITUTE FOR ENGINEERING AND TECHNOLOGY, NAMAKKAL
Diploma, Computer Technology/Computer Systems Technology
Bharathiar University
Bachelor of Engineering (B.E.), Electronics and Communications Engineering
Western Carolina University
Master of Science (MS), Project Management
UNC Charlotte Belk College of Business
MBA, Global Business
SKILLS
ABOUT LAKSHMANAN GURURAJAN
Experienced Payments, Risk, and Product Management Executive with 27+ years of leading financial service transformation, compliance, and technology initiatives. Demonstrated success in payment modernization, regulatory remediation, and risk and control frameworks. Recognized for developing scalable solutions that enhance operational efficiency, ensure compliance, and drive business value. Passionate about integrating strategy, technology, and risk to deliver impactful, long-term outcomes.Specialties include payment modernization (SWIFT, ISO 20022), enterprise risk frameworks, and regulatory compliance (MRAs, SR088, FDPA, KYC, CDD). Deep expertise in Governance, Risk & Compliance (GRC) platforms, legal entity governance, and resolution planning. Skilled in data-driven risk analytics, change management, portfolio leadership, and technology enablement. Adept at stakeholder engagement, issue management, financial forecasting, and building high-performing teams in complex, regulated environments.
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