Lubana Azad

Experience

1. Vice President - Enterprise Fraud Risk Management

   Cathay Bank

   Mar 2025 — Present · Los Angeles, CA, US

   Reporting to the SVP of Enterprise Risk Management. My responsibilities include leading the enterprise fraud risk management program with a strategic focus on identifying, assessing, and mitigating fraud risks across the organization.Key Responsibilities & Impact: • Developing and implementing fraud risk frameworks, establishing second-line fraud risk methodologies, conducting risk assessments, and enhancing controls to proactively prevent fraud losses. • Providing second-line oversight on disputed transactions and flagged suspicious activity to support informed decision-making. • Managing fraud detection tools and analytics by overseeing software solutions that facilitate fraud risk identification, aggregation, and enterprise-wide reporting. • Serving as the enterprise fraud risk subject matter expert, advising leadership on fraud trends, controls, and governance while ensuring policies, standards, and procedures align with regulatory expectations. • Driving fraud risk education initiatives to enhance transparency, risk awareness, and informed decision-making across the bank.Committed to strengthening fraud governance, reducing enterprise risk exposure, and ensuring a proactive, data-driven approach to fraud prevention.

Education

• University of London

  Bachelor of Laws - LLB Honours

• Gloucester High School Ottawa

  Ontario Secondary School Diploma