Akshay Bhatnagar

About Akshay Bhatnagar

A strategic and business-aligned legal professional delivering end-to-end legal and…

Experience

1. Senior Manager & Lead- Legal

   Satin Creditcare Network Limited

   Jan 2025 — Present · Gurugram, IN

   Spearheaded the setup of a structured legal framework for the listed NBFC, streamlining compliance, contract management, and risk mitigation while aligning legal operations with governance and regulatory expectations.• Instituted a standardized RBI reporting process for robberies, dacoities, thefts, and burglaries, reducing turnaround time and improving accuracy while designing strategies to mitigate risk from law enforcement and reporting challenges.• Structured and finalized loan, external commercial borrowings, credit facility, and debenture trust documents, pledge and hypothecation deeds, and inter-creditor agreements for transactions exceeding ₹1,200 crore, ensuring full compliance under RBI and the Companies Act.• Orchestrated and led securitization and pass-through certificate transactions worth ₹800 crore and finalized co-lending and assignment agreements with NBFCs and banks, achieving 20 percent improvement in liquidity management and maintaining complete regulatory compliance.• Enforced RBI’s Outsourcing of Financial Services and Information Technology Outsourcing Guidelines, embedding compliance frameworks into outsourcing and vendor contracts across technology, debt recovery, and shared services functions.• Designed standardized conditions precedent and subsequent checklists, covenant frameworks, and compliance dashboards, improving lender confidence by 35 percent, reducing breach-reporting timelines by 40 percent, and ensuring 100 percent on-time financial closures.• Created templates, clause banks, and board and shareholder resolution formats for financing instruments, capital raising, and charge creation, cutting drafting time by 30 percent and documentation turnaround by 32 percent.• Concluded group-level Software License Agreements between the parent company and subsidiaries, ensuring standardized IP protection, usage rights, and cost efficiencies across Satin Technologies Ltd, Satin Finserv Ltd, and Satin Housing Finance Ltd.