Laurent Berbinau
Head of Transformation @Orange Bank
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WORK HISTORY
Head of Transformation @Orange Bank
Paris, FR
800 salariés répartis sur 3 sites en France et en Espagne3,4 Md€ de bilan, 120 M€ de PNB en 2022Membre du comité de directionFermeture des activités bancaires d’Orange - Gestion de la cession des portefeuilles de crédits immobiliers, consommation et professionnels en France (GBV :1,6 Md€)- Définition et suivi du plan de fermeture des activités en France en 2 ansGestion des grands projets de transformation visant à recentrer Orange Bank sur son cœur d’activité, à développer son agilité et réduire ses coûts fixes - Lancement d’une nouvelle offre digitale pour 300k clients historiques non digitaux- Gestion du run-off des activités non stratégiques héritées de Groupama Banque - Lancement d\'une plateforme d’octroi de crédit à la consommation en partenariat avec Younited Credit- Structuration d’un véhicule de refinancement des créances telco européennes
EDUCATION
CentraleSupélec
Master of Engineering - MEng, Science de l''ingénierie
ABOUT LAURENT BERBINAU
With a dual experience in consulting and as an executive leader at Orange Bank, I specialize in driving both organic and external transformations in financial institutions and Fintechs.Over the past 20 years, I have led post-merger integrations, asset disposals, digital launches, and large-scale restructurings, always with a focus on sustainable results and value creation. Key achievements include leading the post-merger integration of Groupama’s banking activities, disposing €1,6bn Orange Bank’s loan portfolios, launching a fully digital credit process with Younited Credit, and onboarding non-digital customers on the Orange Bank App.I move seamlessly from strategic vision to operational delivery, with a strong on-the-ground approach and constant attention to execution quality. I am recognized for securing project delivery under demanding deadlines, aligning diverse perspectives, and mobilizing teams around a shared vision.As a trusted partner to all functions within financial institutions, I support both the design and implementation of transformation projects. With seven years as Head of Audit, I manage changes in regulated environments and see regulation as a powerful lever for innovation.
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