Larry Ulsh

About Larry Ulsh

Empowering Brokers and MLOs to Close Deals Others Can’tHelping mortgage brokers and MLOs secure financing—even when traditional lenders won’t. At American Heritage Lending, we craft borrower-specific solutions that set you apart from the competition.Pain Point & Solution:In today’s market, many borrowers face unique challenges: self-employed individuals struggle to document income, unconventional properties like condotels or non-warrantable condos are rejected, and borrowers with major credit events often hit roadblocks. These scenarios call for creative problem-solving and a flexible approach.My team at American Heritage Lending and I specialize in:Structuring loans for self-employed borrowers with alternative income documentation.Financing non-warrantable condos, condotels, and unique properties.Offering liberal seasoning requirements for bankruptcies and foreclosures.How We Make It Happen:Every deal starts with asking the right questions. By gathering critical information upfront and collaborating with key credit decision-makers, we craft tailored solutions to meet each borrower’s needs. This strategic, creative approach not only ensures deals close but also boosts our clients’ confidence to pursue more business opportunities.Success Story:Recently, a client brought us a Florida condo project undergoing a 30- or 40-year refit. Every other lender turned them away due to structural issues like cracked cement and rusted rebar. Within forty-eight hours, we reviewed the details, collaborated with our credit team, and gave the green light. The client was thrilled, saying, “No one else would even look at this, but you made it happen.”What Clients Say:Consistently earning five-star ratings and heartfelt feedback, my work empowers brokers and MLOs to grow their businesses. As one client shared, knowing they can close tough deals with proper guidance gives them the confidence to reach out to referral partners and expand their competitive edge.Why I Do What I Do:With over 25 years of experience in the mortgage industry, I’ve built my career on solving the toughest lending challenges. My passion lies in helping brokers and MLOs grow their business by closing deals others might dismiss. At American Heritage Lending, we take pride in unmatched flexibility and a relentless focus on solutions.Let’s connect! If you’re ready to transform challenging borrower scenarios into success stories and grow your business, message me here on LinkedIn or schedule a time to chat. Together, we can craft your next winning deal.

Experience

1. National Account Executive

   American Heritage Lending, LLC

   Jul 2024 — Present · Irvine, CA, US

Education

• Hard Knocks

  Master of Business Administration - MBA

Skills

• Underwriting
• Investment Properties
• Commercial Lending
• Fha Financing
• Reverse Mortgages
• Sales Management
• Selling
• Loans
• Va Loans
• U.s. Federal Housing Authority (Fha)
• U.s. Department of Agriculture (Usda)
• Credit
• Refinance
• Government Loans
• Mortgage Lending
• Real Estate Financing
• Sales
• Usda
• Residential Mortgages
• U.s. Va Loans
• Mortgage Banking
• Loan Origination
• Working with First-Time Home Buyers
• Credit Analysis
• Fha
• Commercial Mortgages
• U.s. Fha Financing