Lanique Eubanks

Lanique Eubanks

Senior Counsel, Office of Regulations, Consumer Financial Protection Bureau

Role
Senior Counsel, Office of Regulations at Consumer Financial Protection Bureau
Location
Washington, DC, US
LinkedIn followers
500 followers

About Lanique Eubanks

Lanique Eubanks is an attorney with extensive experience in the consumer financial services industry. Lanique is currently a Senior Counsel in the Office of Regulations at the Consumer Financial Protection Bureau (CFPB). One of her primary functions is to assist in the development of regulations and interpretive guidance to implement directives contained in the CFPB’s enacting legislation and Federal consumer financial laws. Lanique also worked as an attorney in the Office of Supervision Policy at the CFPB. In this office, Lanique focused on analyzing law and policy issues applicable to large banks and nonbank financial institutions under the CFPB’s Supervision program. She also assisted in the planning and implementation of supervisory policies impacting financial institutions in the areas of mortgage origination issues under the Truth in Lending Act and the Real Estate Settlement Procedures Act, auto finance origination, student loan originations, and credit card account management.

Experience

  1. Senior Counsel, Office of Regulations

    Consumer Financial Protection Bureau

    Mar 2021 — Present · Washington, DC, US

    Lanique Eubanks is currently a Senior Counsel in the Office of Regulations at the Consumer Financial Protection Bureau (CFPB). One of her primary functions is to assist in the development of regulations and interpretive guidance to implement directives contained in the CFPB’s enacting legislation and Federal consumer financial laws. Lanique routinely provides guidance on the Real Estate Settlement Procedures Act (RESPA) and the Truth in Lending Act (TILA) focusing on the ability to repay rule, points and fees, and the TRID-RESPA Integrated Disclosures).Lanique is the CFPB’s staff gatekeeper and subject matter expert on- TILA’s Loan Originator Compensation rule; and- Loan originator requirements with respect to the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act).Lanique has served as team lead for the following rules/notices- Regulation Z’s Mortgage Loan Originator Rules Review- LIBOR Transition rule- Fair Credit Reporting Act (FCRA) Human Trafficking rule; and- FCRA Medical Debt rule.

Education

  • Tufts University

    Bachelor's degree

  • American University Washington College of Law

    Juris Doctorate

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