Lance Kolbet

About Lance Kolbet

President of University Financial Group. Providing financial services to both the public and private sector. Services that I provide include- Financial needs analysis- Life Insurance- Disability Income insurance- Employee benefit programs- Retirement income products- Executive compensation programsUniversity Financial Group | 500 S 11th Avenue Suite 403 | Pocatello, ID 83201 |(20••••••00 |Securities offered through: The O.N. Equity Sales Company | Member FINRA/SIPC | One Financial Way | Cincinnati, OH 45242 | 51••••••94Registered products (including variable annuities) are sold only by prospectuses, which can be obtained through your registered representative. Before investing, investors should read and consider carefully the product and any underlying fund prospectuses, which contain more complete information about investment strategies, fees, charges, risk factors, and other factors that may apply. As with any investment, investing in variable portfolios involves risk, including possible loss of principal. Past performance is no guarantee of future results.SpecialtiesInsurance, variable annuities, mutual funds, estate planning, retirement planning, portfolio management, tax planning, succession planning, small business planning, Registered Health UnderwriterExperience Insurance Industry 1993 - Present Insurance, retirement, and investment The American College Bryn Mawr, PA Registered Health Underwriter (RHU) Registered Employee Benefits Consultant (REBC) Life Underwriter Training Council Fellow Information:

Experience

1. President

   University Financial Group

   Jan 1993 — Present

   University Financial Group (UFG) is a Limited Liability Company (LLC) domiciled in Idaho founded in 1993. UFG specializes in employee benefits and executive compensation planning. UFG serves over individual, public and private sector clients throughout the northwest.

Education

• The American College of Financial Services

  RHU, Registered Health Underwriter

  2001 — 2003

• The American College of Financial Services

  LUTCF, Life Underwriter Training Council Fellow

  1996 — 2000

Skills

• Fixed Annuities
• 401k
• Leadership
• Estate Planning
• Employee Benefits
• Retirement
• Investments
• Long Term Care Insurance
• Small Business
• Health Insurance
• Long Term Care
• Financial Planning
• Mutual Funds
• Strategic Planning
• Team Building
• Term Life Insurance
• Financial Services
• Life Insurance
• Finance
• Wealth Management
• Retirement Planning
• Insurance
• Annuities
• Disability Insurance
• Long-Term Care