Lalith Kumar N
Banking Professional | Building Expertise in Credit & Finance
- Role
- Credit Manager at ICICI Bank
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
Experience
Credit Manager
Aug 2022 — Present · Bengaluru, IN
Credit Manager with a track record of successfully managing credit portfolios, optimizing credit policies and enhancing profitability. Specialised in assessing creditworthiness and ensuring that receivables are well-managed while supporting bank’s growth and maintaining strong customer relationships, balancing risk and improving cash flow.The approach blends risk assessment with strategic thinking, allowing to make informed credit decisions that minimize exposure, delinquency rates and maximize business opportunities, profitability.Core Competencies: • Credit Analysis & Underwriting • Policy Development & Implementation • Risk Assessment & Mitigation • Customer Relationship Management • Collections & Accounts Receivable • Financial Analysis & Reporting
Education
St Joseph's University
Bachelor of Commerce
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