Lakshay Khichar
Risk Analyst at Societe Generale || Former EPR Intern at NSE India || 5-Year Integrated M.Sc. (Economics) - BASE University’24 || Xavierite\'19
- Role
- Credit Risk Analyst at Societe Generale Global Solution Centre
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Lakshay Khichar
I am Lakshay Khichar, currently working as a Senior Analyst in RISQ Department at Societe…
Experience
Credit Risk Analyst
Societe Generale Global Solution Centre
Jul 2024 — Present · Bengaluru, IN
RISQ Department | Data Wrangling- Led end-to-end Reference Dataset (RDS) creation for Retail portfolio, ensuring robust Probability of Default (PD) calculations that enable high-quality IRB model runs for risk management- Performed comprehensive data quality checks on model variables, proactively identifying trends, anomalies, and data gaps to uphold analytics accuracy across entities within the bank- Developed and maintained Code-Registries for pre-written SAS code, standardizing RDS creation and enabling seamless integration into credit risk models for consistent and reliable outcomes- Played a key role in segmenting overall exposures into retail and non-retail rating systems, enabling structured sub-categorization and effective risk stratification across portfolios- Demonstrated hands-on Python expertise in transforming, cleaning, and organizing complex datasets, shaping raw data into actionable insights for the modeling team and business partners- Collaborated with cross-functional teams and data consumers to streamline workflows, facilitating clear communication of analytics for quicker data-driven business decision making- Produced robust, detailed project and auditable documentation, chronicling all phases, revisions, and cross-team inputs to ensure process transparency and clear traceability from data sourcing through dataset creation for modelling to support model governance, compliance and regulations- Leveraged experience in global banking risk and finance functions to provide practical, end-to-end exposure to financial risk management and analytics within a regulated environment- Utilized foundational knowledge of Python, PySpark, SQL, SAS and Dataiku to deliver adaptable analytics and reporting solutions aligned to changing project and organizational requirements.
Education
St. Xavier's School, Jaipur
Matriculation
2007 — 2017
Dr.B.R. Ambedkar School of Economics University, Bengaluru
MSc. Economics as part of 5 Year Integrated MSc. Economics
2022 — 2024
St. Xavier's School, Jaipur
Senior Secondary , Physics, Chemistry, Mathematics, Economics
2017 — 2019
Dr.B.R. Ambedkar School of Economics University, Bengaluru
BSc. (H) Economics as part of 5 Year Integrated MSc. Economics
2019 — 2022
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