Kyle Pugel

About Kyle Pugel

As the Regional President at Guaranteed Rate Affinity, my role extends beyond just…

Experience

1. Loan Officer

   West Capital Lending

   Apr 2026 — Present

   I help people make smart, confident mortgage decisions without the stress or guesswork.Whether you are buying your first home, moving up, refinancing, or investing, the process should feel clear and intentional. Too many people make decisions based on rate alone without understanding the full picture. My role is to help you see the strategy behind the numbers so you can move forward with confidence.Over the past decade, I have helped hundreds of clients navigate everything from straightforward purchases to more complex scenarios involving self employment, multiple properties, and unique income structures. I have also built strong relationships with top real estate agents who rely on me to help structure deals, communicate clearly, and get transactions to the finish line.What matters most is execution. Speed, communication, and attention to detail can make or break a deal, especially in competitive markets. I take a proactive approach from day one so there are no surprises along the way.I work with a wide range of clients including first time buyers, move up buyers, investors, and self employed professionals. Some need simple guidance. Others need more creative solutions. Every situation is different, and that is exactly how I approach it.Areas of focus include:Conventional and jumbo financingSelf employed and 1099 income solutionsInvestment property and cash flow based lendingPre approval strategies that strengthen offersPlanning around long term financial goalsThe goal is not just to get a loan done. It is to help you make a decision that puts you in a better position both now and in the future.If you are thinking about buying, refinancing, or just want a plan, let’s connect.

Education

• College for Financial Planning

  Registered Paraplanner

  2009 — 2009

• Northern Arizona University

  B.S.B.A

  2005 — 2009

Skills

• U.s. Fha Financing
• Social Media Marketing
• Jumbo Mortgage
• Residential Mortgages
• Online Advertising
• Salesforce.com
• Working with First-Time Home Buyers
• Financial Analysis
• Finance
• Real Estate
• Second Home Market
• Lead Generation
• Investments
• Strategic Financial Planning
• Va Financing
• Va Loans
• Fha Financing
• Mortgage Banking
• Marketing
• Mortgage Originations
• Loans
• Digital Marketing
• Loan Origination
• First Time Home Buyers
• Refinance
• Mortgage Lending
• Conventional Financing
• Sales