Kyle Joseph

Senior Commercial Development Officer @Bank of America

Austin, TX, US
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Mar 2026 — Present

Senior Commercial Development Officer @Bank of America

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Austin, TX, US

Senior Commercial Development OfficerAustin | San Antonio | El Paso | New MexicoResponsible for originating new commercial relationships and delivering customized financing solutions across Central and Southwest markets. Focused on conventional and SBA lending for middle-market and business banking clients, with an emphasis on commercial real estate, acquisitions, and growth capital.Primary focus areas include: • Conventional commercial lending and lines of credit • SBA 7a, SBA 504, and SBA 504 Green financing • Business acquisitions and partner buyouts • Owner-occupied and investment commercial real estate • Ground-up construction and tenant improvements • Debt refinance and fixed-rate structures • Building referral networks with CPAs, attorneys, brokers, and financial advisors • Partnering with credit, treasury, and wealth teams to deliver full banking solutionsFocused on driving new client growth, expanding market share, and structuring solutions across Austin, San Antonio, El Paso, and New Mexico.

EDUCATION

2001 — 2006

Abilene Christian University

Business Administration, Business Administration and Management

SKILLS

SbaCredit AnalysisManagementFinancial AnalysisLines of CreditRetail BankingPortfolio ManagementLoansSmall Business LendingCommercial BankingCustomer ServiceMortgage LendingCommercial LendingCreditBankingRelationship ManagementCommercial MortgagesConsumer LendingSalesLoan Origination

ABOUT KYLE JOSEPH

Senior Commercial Development OfficerAustin | San Antonio | El Paso | New MexicoResponsible for originating new commercial relationships and delivering customized financing solutions across Central and Southwest markets. Focused on conventional and SBA lending for middle-market and business banking clients, with an emphasis on commercial real estate, acquisitions, and growth capital.Primary focus areas include: • Conventional commercial lending and lines of credit • SBA 7a, SBA 504, and SBA 504 Green financing • Business acquisitions and partner buyouts • Owner-occupied and investment commercial real estate • Ground-up construction and tenant improvements • Debt refinance and fixed-rate structures • Building referral networks with CPAs, attorneys, brokers, and financial advisors • Partnering with credit, treasury, and wealth teams to deliver full banking solutionsFocused on driving new client growth, expanding market share, and structuring solutions across Austin, San Antonio, El Paso, and New Mexico.

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Kyle Joseph — Senior Commercial Development Officer at Bank of America in Austin, TX, US | Unifers