Kyle Joseph
Senior Commercial Development Officer @Bank of America
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WORK HISTORY
Senior Commercial Development Officer @Bank of America
Austin, TX, US
Senior Commercial Development OfficerAustin | San Antonio | El Paso | New MexicoResponsible for originating new commercial relationships and delivering customized financing solutions across Central and Southwest markets. Focused on conventional and SBA lending for middle-market and business banking clients, with an emphasis on commercial real estate, acquisitions, and growth capital.Primary focus areas include: • Conventional commercial lending and lines of credit • SBA 7a, SBA 504, and SBA 504 Green financing • Business acquisitions and partner buyouts • Owner-occupied and investment commercial real estate • Ground-up construction and tenant improvements • Debt refinance and fixed-rate structures • Building referral networks with CPAs, attorneys, brokers, and financial advisors • Partnering with credit, treasury, and wealth teams to deliver full banking solutionsFocused on driving new client growth, expanding market share, and structuring solutions across Austin, San Antonio, El Paso, and New Mexico.
EDUCATION
Abilene Christian University
Business Administration, Business Administration and Management
SKILLS
ABOUT KYLE JOSEPH
Senior Commercial Development OfficerAustin | San Antonio | El Paso | New MexicoResponsible for originating new commercial relationships and delivering customized financing solutions across Central and Southwest markets. Focused on conventional and SBA lending for middle-market and business banking clients, with an emphasis on commercial real estate, acquisitions, and growth capital.Primary focus areas include: • Conventional commercial lending and lines of credit • SBA 7a, SBA 504, and SBA 504 Green financing • Business acquisitions and partner buyouts • Owner-occupied and investment commercial real estate • Ground-up construction and tenant improvements • Debt refinance and fixed-rate structures • Building referral networks with CPAs, attorneys, brokers, and financial advisors • Partnering with credit, treasury, and wealth teams to deliver full banking solutionsFocused on driving new client growth, expanding market share, and structuring solutions across Austin, San Antonio, El Paso, and New Mexico.
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