Kurt S. Altrichter

About Kurt S. Altrichter

My name is Kurt S. Altrichter, CRPS® and I specialize in creating opportunities for people to leave their own legacy. I am a fee-only fiduciary financial advisor who specializes in 401(k) and Pension Plans and investment management strategies for forward-thinking families and closely held businesses. I started Ivory Hill because I grew sick of the bear market advisor rhetoric where I was told by my firm to tell clients \"This is a long-term investment approach\" and \"the market will come back eventually so we just need to stay the course.\" Even though there were clear signs that the market was going to continue to go down for the foreseeable future, advisors stuck to their buy-and-hold strategies. I developed a rules based investment strategy that is hyper-focused on managing downside risk. We reduce risk when market conditions signal volatility is likely and increase risk when conditions signal volatility is unlikely. Why? Because massive long-term returns are achieved through the avoidance of major market crashes. We don\'t try to predict market direction. We make decisions based on market conditions. We can\'t control the market but we can control downside risk. This is a non-emotional, mechanical, and repeatable process that helps take the guesswork out of tactical investment decision making. Specialties: Long-term investment management Concentrated stock portfolios Wealth accumulation Retirement systematic distribution strategiesFor Businesses: ERISA 3(38) Investment Management Services Fiduciary Governance Investment Committee Builder and Implementation Defined Benefit and Cash Balance Plan Design Investment Due Diligence and Analysis Comprehensive Plan Benchmarking Individualized Participant Education and Communication Mergers and Acquisitions

Experience

1. Fiduciary Financial Advisor President

   Ivory Hill

   Nov 2020 — Present · Minneapolis, MN, US

Education

• University of St. Thomas

  Bachelor of Arts - BA, Economics

• University of Minnesota

  Associate's Degree, Army ROTC, Military Science and Operations

Skills

• Retirement Income Strategies
• Business Exit Strategies
• Budget Management
• Retirement Planning
• Investment Portfolios
• Business Strategy
• Estate Planning
• Leadership
• Financial Planning
• Personal Tax Planning
• 401(K) Retirement Savings Plans
• Small Business Financial Management
• Buy-Sell Agreements
• Investment Advisory