Kundan Kumar
Credit Manager at IDFC FIRST Bharat LTD.
- Role
- Credit Manager at IDFC FIRST Bharat Ltd
- Location
- New Delhi, DL, IN
- LinkedIn followers
- 500 followers
About Kundan Kumar
Since Feb 2024 associated with HDFC BANK Ltd As Credit Officer in Retail Agri Credit-SLI Appraising JLGDL, SHG, IL/ PL proposal and conducting BET (Borrower Eligibility Test) of eligible group and Individual on the basis repayment track of previous with HDFC for funding. Responsibilities to Check the House hold income of Loan Applicant and Family, Check FOIR ( Fixed Obligation to Income Ratio ), Calculate the existing loan and EMIs, Check CIBIL Score & Repayment of customer (If any existing loan) Calculate the risk and Recommend Ioan ammount for eligible Credit monitoring, Reporting and analysis, and Risk management.
Experience
Credit Manager
Jul 2025 — Present · Patna, IN
Education
Indira Gandhi National Open University
Master of Computer Applications - MCA, Computer Science
Sikkim Manipal University
Bsc IT
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