Kunal Karkhanis

About Kunal Karkhanis

Profile: A Professional Banker having 23+ years of experience with result-oriented skills, strong domain knowledge, brilliant executor and a highly motivated individual. Have worked as a Techno-Functional expert across Banking domains viz. Deposits, Lending, NR, Customer acquisition, Cards, Payments, Trade, Digital Channels and Wealth Management. Highly accomplished Banker with a proven track record of successfully implementing large Transformation & Integration Projects viz. Axis-Citi & DBS-LVB, Digital Banking, Payments, Wealth and Core Banking modernization. Leveraged Data Analytics, APIs and AI to deliver & execute multiple implementations in areas of Customer acquisition, Business & Revenue growth, Operational efficiency and Compliances. Excellent interpersonal & team-building skills, demonstrates effective communication, ensures cross-unit collaboration, ability to work & adapt in different situations with strong belief in leading by example. Go getter, Digital by belief, efficient problem solver, ambitious, innovator with Enterprise-level Strategic implementations. Key Skills: Leadership abilities, Excellent Program Management, Digital Strategy & Transformation, Innovative Payment Systems, Handling large team set-ups, Managing PL and Budgets, Strong Banking Domain, Well versed with Regulatory directives, Stakeholders engagementProfessional Roles: Senior Vice President, Vice President and Head-Finacle, Deputy General Manager – IT, Head – Digital Banking, IT – Program ManagementKey Projects:Transformation, Co-Lending arrangement, App based Account opening, Finacle Core, FEBA, ESB, Data Migration, Data Warehouse, eFRM, Cloud, UPI, Whatsapp Banking, AEPS, Prepaid Cards, Tab Banking, NETC, BBPSAchievements:Stood amongst the top 10 percent for the CISM examination.Stood amongst the top 20 percent for CISA examination.Received Chairman’s prize from Saraswat Bank for “Best Management Staff” for 2011-12.Received a Special Award from Saraswat Bank for developing MIS software in decentralized as well as in the Core Banking scenario.Ranked 1st for the TYBcom examination from K. J. Somaiya college.

Experience

1. Senior Vice President

   Axis Bank

   Mar 2023 — Present · IN

Education

• ISACA, IIBF

  MS(BANKING), CISA, CISM, CAIIB, Payment systems & processes

• Isaca

  CISA

Skills

• Internal Audit
• Payment Systems
• Business Process
• Mis
• Management
• Is Audit
• Information Technology
• Process Improvement
• Security
• Vendor Management
• Sql
• Business Analysis
• Business Process Improvement
• IT Management
• Banking