Kunal Gawade
Senior Product Manager, Merchant Services @HDFC Bank
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WORK HISTORY
Senior Product Manager, Merchant Services @HDFC Bank
Mumbai, IN
Handling ME (Merchant acquisition) POS/UPI/cross-sell product and portfolio for Offline aggregator model • Contributing in activities like API Integration, Process revamp, BRD logic and execution for UPI Offline Partner project • Analyzed and evaluated Profitability, revenue/cost components like IC, float income, OD income etc. on monthly basis • Contributed towards additional revenue to HDFC bank which brings 400 Cr/P.M. float and Cr/P.M. OD in FY24-25 • Contributed solely towards Cr/P.A. Insta UPI Volume apart from existing volume rails i.e. POS in FY24-25
EDUCATION
Jamnalal Bajaj Institute of Management Studies (JBIMS)
Master’s, Finance, General
Saraswati Education Societys Saraswati College of Engineering Kharghar Navi Mumbai
Bachelor of Engineering - BE, Information Technology
ABOUT KUNAL GAWADE
Possible rewritten summary:As a Senior Product Manager at HDFC Bank, I lead the vision and strategy for the POS portfolio, which encompasses offline and online merchant acquiring and onboarding. I work with cross-functional teams to launch features, contests that enhance the user experience and retention rate of our POS and QR products.I have a Master\'s degree in Finance from JBIMS, where I gained a strong foundation in financial markets, mutual funds, and equity derivatives. I also have experience in working on financial inclusion products at RBL Bank, where I analyzed and reported on the performance of individual loan products, handled the incentive of BC sales team, and worked closely with compliance and operation teams. I am passionate about exploring and excelling in the field of finance, strategy, and consulting, and I strive to achieve personal, professional, and organizational goals.
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