Kuldeep Negi

About Kuldeep Negi

MBA professional with 8+ years of experience in mortgage underwriting and credit risk governance, with deep exposure to US and Australian mortgage portfolios. Over 7 years as a Credit Assessor, I have built strong expertise in complex credit evaluation, income analysis, policy interpretation, and regulatory compliance, consistently delivering high-quality, risk-aligned lending decisions.Recently promoted to Senior Analyst – Home Assurance, I play a key role in strengthening credit quality frameworks, reviewing lending decisions, and reinforcing governance standards to safeguard portfolio integrity. My approach combines analytical rigor, risk discipline, and a strong understanding of responsible lending principles.Earlier in my career, I worked in billing operations with BT Group (British Telecom), which helped build a solid foundation in process excellence and operational control.I am driven by a long-term vision to advance into credit risk leadership, contributing strategically to portfolio management, policy enhancement, and sustainable business growth.

Experience

1. Senior Analyst

   NAB

   Mar 2026 — Present · Gurugram, IN

Education

• Kendriya Vidyalaya

  12th, Commerce

  2010 — 2011

• Delhi University

  B.Com Honours, Business/Commerce, General

  2011 — 2016

• Institute of Management Technology, Ghaziabad

  Master of Business Administration - MBA, Operations Research

• Indira Gandhi National Open University

  Master of Commerce, Business/Commerce, General

  2017 — 2019