Kuldeep Panda

Role: Deputy Vice President at HDFC Bank
Location: Thane, MH, IN
LinkedIn followers: 500 followers

General Business & ManagementView LinkedIn profile

About Kuldeep Panda

With a strong foundation in credit risk management, policy formulation, and financial analytics, I have built my career around data-driven decision-making in the commercial vehicle and financial sectors. Currently, I serve as DVP – Credit Risk and Policy at HDFC Bank, where I focus on optimizing risk frameworks, ensuring portfolio health, and driving sustainable growth in the commercial vehicle segment.My professional journey spans Tata Motors, Philips, and ICICI, where I gained diverse experience across retail finance, risk assessment, business strategy, and market analytics. At Tata Motors, I worked extensively on data-driven strategies in the Small Commercial Vehicle (SCV) segment, collaborating with financiers to enhance credit performance, reduce defaults, and drive sales. My tenure at Philips and ICICI further honed my expertise in structured finance, business intelligence, and risk modeling.I am passionate about leveraging financial insights, technology, and strategic partnerships to create impactful credit policies and drive business efficiency. Always open to learning, networking, and exploring new opportunities in the evolving financial landscape.Let’s connect and collaborate!#CreditRisk #PolicyFormulation #CommercialVehicles #RiskManagement #Banking #Finance

Experience

Deputy Vice President
HDFC Bank
Feb 2025 — Present · Mumbai, IN

Education

Indian Institute of Management Ahmedabad
Senior Management Program, Business Administration and Management, General
Manipal University
PGDB, Banking and Financial Support Services
2011 — 2012
Vidyalankar Institute Of Technology
Bachelor's degree, Business Administration and Management, General
2007 — 2010

Contact information

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Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
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Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

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About Kuldeep Panda

Experience

Deputy Vice President

Education

Indian Institute of Management Ahmedabad

Manipal University

Vidyalankar Institute Of Technology

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