Kulasekaran Ellappan

WORK HISTORY

EDUCATION

ABOUT KULASEKARAN ELLAPPAN

I am a skilled and experienced IT professional with 16 years of experience in Banking and Financial services, specializing in Banking Application Implementation and Support. My ultimate goal is to deliver impactful products that meet the needs of customers. I have a broad knowledge of banking applications, particularly in the following domains:Payments: I am knowledgeable about various payment systems, both domestic and international, including RTGS, NEFT, SWIFT ISO 15022, and 20022.Data Analyst: As a Data Analyst, I have been responsible for analyzing large datasets, creating reports, and presenting insights to stakeholderCash Management: I have expertise in cash management, including forecasting, optimization, and liquidity management.Trade Finance: I have extensive experience in trade finance, including trade processing, trade settlement, and trade financing.Foreign Exchange: I am well-versed in FX, including FX trading, hedging, and risk management.Retail Banking: I have expertise in retail banking products, including savings accounts, personal loans, and credit cards.Corporate Banking: I am knowledgeable about corporate banking products, including cash management, trade finance, and treasury management.Digital Banking: I have experience with digital banking products, including internet banking, mobile banking, and digital wallets.Cards: I am experienced in working with card products, including Visa, Mastercard, and NPCI.My project experience includes working on several high-profile projects for various banks worldwide. For example, I was part of the team that implemented the IGTB Payment Product for Techcom Bank in Vietnam. I also worked on RTGS/NEFT straight-through processing for Woori Bank in South Korea and provided Oracle Flexcube support for HDFC Bank in India. Additionally, I led the Cash Data Analytics project for Standard Chartered Bank across all markets, and I worked on several projects for Indian Bank and Indian Overseas Bank, including IGTB Corporate Banking, Mobile Banking, Trade Finance, Treasury, and Card products.My journey in the industry started as a Wholesale Banking Operations professional, where I gained valuable experience and knowledge of payment, trade finance, and treasury operations. Over the years, I moved up the ladder, and I am currently a Business Analyst/Functional Consultant/SME, providing guidance and support to clients in various banking domains.