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Krushang Pithwa

Certified Agile Business Analyst || PSPO / PSM trained || Six Sigma Green Belt || SWIFT || SEPA || ISO20022 || BFSI, Payments, Trade Finance & EM domain || UCP/ISBP || Billing || API || Supplier Chain Finance ||

Role
Senior Business Analyst at HDFC Bank
Location
Mumbai, MH, IN
LinkedIn followers
500 followers
General Business & ManagementView LinkedIn profile

About Krushang Pithwa

A result-oriented professional with over 19 years of experience in the IT & BFSI industry, specializing in Agile Business Analysis within the Banking domain (Payments (SEPA), Trade Finance, Supply Chain Finance, Investment and KYC). Currently working with HDFC Bank on Flexcube and IHA enhancements. Worked with Tata Consultancy Services (TCS) in various projects for Citibank India and London (EMEA region) and VISTRA, demonstrating expertise in Business Analysis, Entity Management, and KYC projects. Proven proficiency in managing complex projects, stakeholder relationships, and implementing business process improvements. Professional Scrum Product Owner (PSPO I), Professional Scrum Master (PSM I) with extensive experience in Project Management, Business Analysis, Requirement Elicitation, Business Process Improvement and Management. Core Skills- Project Management User story writing skills with acceptance criteria Product backlog grooming and prioritization Execution of sprint planning, sprint review Estimation Test plan preparation and execution Requirement gathering, Requirement elicitation using techniques such as Brainstorming, interview, prototype, workshop and focus group. Conducting Gap Analysis (AS IS - TO BE), Scope definition using techniques like use case diagrams (UML), Context Diagram (Data Flow Modelling), BPMN (process modeling). Deliver Requirement documents like BRD, FRD, Use Case, Process Flow, Change Requests and Traceability Matrix. Domain expertise- Payments Landscape and flows SEPA Credit Transfer and Direct Debit (Core and B2B) Financial messaging: MT, (ISO20022). Trade finance in Import LC issuance, LC advising, LC payment, Bank Guarantees, Domestic bills for Local Exports and Corporate Loans. Trade products: Import LC, Domestic exports, MT700, MT707, MT740. Sign Verification System and SDN screening (Compliance and KYC). P2B-Finance related to Invoicing, Compliance, CDD and KYC. API integration error identification and resolution between VPoint/ViewPoint and SAP (S4Hana). Tools - Power BI, JIRA, MS Visio, Balsamiq, MySQL, MS Office, TRIMS, TITAN, Flexcube, FCUBS, SAP/S4Hana, CitiDirect, SVS, SWIFT messaging system, IMPS and CRM. Learning Tableau and Prompt AI, Gen AI.

Experience

  1. Senior Business Analyst

    HDFC Bank

    Jun 2025 — Present

Education

  • Trainsmart Academy

    IIBA certified Agile Business Analyst

  • Narsee Monjee Institute of Management Studies

    Postgraduate Degree

  • K. C. (Kishinchand Chellaram) College

    Bachelor of Commerce - BCom

Skills

  • Corporate Finance
  • Trade Finance
  • Outlook
  • Mis
  • Microsoft Word
  • Financial Analysis
  • Banking
  • Team Management
  • Management
  • Powerpoint
  • Microsoft Excel
  • Microsoft Office
  • Business Analysis
  • Analysis
  • Presentation Skills
  • Finance
  • Customer Service

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Krushang Pithwa — Senior Business Analyst at HDFC Bank in Mumbai, MH, IN | Unifers