Krithika Muthukrishnan

Chief Product & Ai Officer @Scripbox

Bengaluru, KA, IN
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Oct 2023 — Present

Chief Product & Ai Officer @Scripbox

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Bengaluru, IN

Building the future of wealth management — where AI makes genuinely personalised financial advice accessible at scale.I lead Product, Technology, Design, and AI across Scripbox\'s platform, owning strategy through execution across a fully integrated business — digital, tele, and relationship manager channels.What we\'ve shipped— 12x growth in digital net flows over 15 months, driven by AI-led product and growth strategy— AI-led financial planner with interactive what-if simulations and personalised videos — signup— Customer intelligence and microsegmentation engine enabling personalised client initiatives at scale — making advice scalable without making it generic— Client portfolio analysis tools and AI productivity suite improving relationship manager productivity and client coverage by 4x

EDUCATION

2010 — 2010

Indian School of Business

Leadership Skills for Top Management

1991 — 1995

Anna University Chennai

B.E., Mechanical

1995 — 1997

Indian Institute of Management, Calcutta

PGDM, Management

1981 — 1991

Vanavani Matriculation

Matriculation, Tamil Nadu State Board, Science, Maths

SKILLS

Business StrategyLearning SolutionsBusiness AnalyticsEducational TechnologyEntrepreneurshipProgram ManagementFinancial ModelingAnalyticsBusiness IntelligenceRequirements AnalysisStrategyManagement ConsultingConsultingManagementVendor ManagementLeadershipBusiness AnalysisIT StrategyBusiness Development

ABOUT KRITHIKA MUTHUKRISHNAN

I build AI-led products and experiences that drive measurable business growth — but not by replacing human judgment. By sharpening it.That distinction matters more in FinTech than almost anywhere else. When someone trusts you with their financial future, the technology has to earn that trust, not shortcut it. That belief translated into 12x growth in 15 months — through micro-segmentation, AI and personalisation that made every client interaction more useful, not just more automated.With 25+ years across consulting, analytics, product, and leadership, I bring a rare full-stack perspective: I have sat in boardrooms across three continents, built teams of 400 from scratch, and co-founded companies. I know where strategy breaks down in execution — and how to close that gap.

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