Krithika Muthukrishnan

About Krithika Muthukrishnan

I build AI-led products and experiences that drive measurable business growth — but not by replacing human judgment. By sharpening it.That distinction matters more in FinTech than almost anywhere else. When someone trusts you with their financial future, the technology has to earn that trust, not shortcut it. That belief translated into 12x growth in 15 months — through micro-segmentation, AI and personalisation that made every client interaction more useful, not just more automated.With 25+ years across consulting, analytics, product, and leadership, I bring a rare full-stack perspective: I have sat in boardrooms across three continents, built teams of 400 from scratch, and co-founded companies. I know where strategy breaks down in execution — and how to close that gap.

Experience

1. Chief Product & Ai Officer

   Scripbox

   Oct 2023 — Present · Bengaluru, IN

   Building the future of wealth management — where AI makes genuinely personalised financial advice accessible at scale.I lead Product, Technology, Design, and AI across Scripbox\'s platform, owning strategy through execution across a fully integrated business — digital, tele, and relationship manager channels.What we\'ve shipped— 12x growth in digital net flows over 15 months, driven by AI-led product and growth strategy— AI-led financial planner with interactive what-if simulations and personalised videos — signup— Customer intelligence and microsegmentation engine enabling personalised client initiatives at scale — making advice scalable without making it generic— Client portfolio analysis tools and AI productivity suite improving relationship manager productivity and client coverage by 4x

Education

• Indian School of Business

  Leadership Skills for Top Management

  2010 — 2010

• Anna University Chennai

  B.E., Mechanical

  1991 — 1995

• Indian Institute of Management, Calcutta

  PGDM, Management

  1995 — 1997

• Vanavani Matriculation

  Matriculation, Tamil Nadu State Board, Science, Maths

  1981 — 1991

Skills

• Business Strategy
• Learning Solutions
• Business Analytics
• Educational Technology
• Entrepreneurship
• Program Management
• Financial Modeling
• Analytics
• Business Intelligence
• Requirements Analysis
• Strategy
• Management Consulting
• Consulting
• Management
• Vendor Management
• Leadership
• Business Analysis
• IT Strategy
• Business Development