Kristi Spangler
Underwriter/Credit Risk Analyst
- Role
- Remote Underwriter at CMG Financial
- Location
- Lodi, CA, US
- LinkedIn followers
- 500 followers
About Kristi Spangler
VALUE PROPOSITION I offer broad and deep knowledge of the mortgage underwriting…
Experience
Remote Underwriter
Jul 2017 — Present · San Ramon, CA, US
Complete underwriting tasks for conventional, bond and DPA products required to maintain department SLAs. Completed FHA DE training in preparation for CHUMS ID Clear conditions and update approvals for all products. Complete changes and updates to prior files in LOS. Work with processors and loan officers to provide guidance on a case-by-case basis. Reduced SLAs for conditions and requested changes.ABOUT CMG FinancialCMG Financial currently operates in most states, including District of Columbia, and holds federal agency lending approvals with HUD, VA, RHS, GNMA, FNMA and FHLMC. Throughout the mortgage banking and housing markets, CMG Financial is widely known for responsible lending practices, industry and consumer advocacy, product innovation, and operational efficiency
Skills
- Investors
- Point Los
- Jumbo Financing
- Conventional
- Income Analysis and Calculation
- Underwriting
- Leadership
- Usda
- Real Estate
- Fha Connection
- Microsoft Office
- Va Portal
- First Time Home Buyers
- Manual Underwriting
- Encompass Banker
- Du/Lp
- Customer Retention
- Mortgage Lending
- Customer Service
- Va Loans
- Reo
- Mortgage Underwriting
- Short Sales
- Referrals
- Fha
- Risk Assessment
- Loan Origination
- Financial Analysis
- Compliance Management
- Bond Loans
- Gus
- Credit Analysis
- Real Estate Financing
- Residential Mortgages
- Harp
- Purchase
- Va
- Purchase Transactions
- Credit
- Mortgage Banking
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