Ramakrishnareddy Ramidi
Credit Analyst | SME & Retail Lending | Credit Appraisal | Financial Analysis | Risk Assessment
- Role
- Manager at ICICI Bank
- Location
- Hyderabad, TG, IN
- LinkedIn followers
- 500 followers
About Ramakrishnareddy Ramidi
Banking professional with over 4+ years of experience at ICICI Bank, including roles as a Credit Analyst. My unique blend of frontline business leadership and core credit analysis gives me a deep understanding of both risk assessment and customer financial behavior.As a Credit Analyst, I evaluated credit proposals for retail and SME clients, analyzed financial statements, assessed collateral, and prepared appraisal memos. I’ve overseen loan origination, portfolio monitoring, and compliance.I’m now seeking to transition back into a Credit Manager / Credit Underwriting role where I can apply my analytical skills, credit knowledge, and business insights to contribute to sound lending decisions and portfolio growth. Key Skills:Credit Appraisal & Financial Statement AnalysisSME/Retail Lending & Risk ProfilingCredit Policy & Regulatory Compliance (RBI, KYC, AML)Customer Due Diligence & Collateral AssessmentPortfolio Monitoring & NPA Control Open to opportunities in Credit Management, Underwriting, or Risk Assessment roles across banks and NBFCs.
Experience
Manager
Mar 2024 — Present · Hyderabad, IN
Education
KL University
Bachelor of Technology - BTech, Department of mechanical engineering
IBS Mumbai
Pgdm, Finance and Financial Management Services
2019 — 2021
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