Krishnan Ramachandran

About Krishnan Ramachandran

With over 27 years in BFSI technology, currently driving AI-led innovation at Morningstar as Sr Director of Enterprise Products Technology. Focused on enhancing financial services through Generative AI applications, evolving RAG architecture, and automating workflows to improve usability and efficiency. Leading efforts to create data pipelines for critical financial IP and ensuring API payloads are Gen AI-compliant. Previously, as Director of Software Products Technology at Morningstar, contributed to transforming wealth management and financial planning products through improved UI/UX, faster frameworks, and strategic product acquisitions. Committed to empowering financial services by integrating advanced technologies to modernize systems and unlock opportunities with new innovative feature in the product to help unlock sales opportunities. Worked with market infrastructure providers asset management companies and investment banksCurrently part of the India leadership team at the Morningstar India, helping shape Morningstar\'s Journey within India. In this capacity, supporting the leadership in implementing product / process blueprints for the next 3 yrsPrior to Morningstar was with Accenture as their Managing Director in the Financial services space, worked in multiple roles and capacities in Pre Sales, Global Delivery and Capital Markets Capability Lead for India. My role at Accenture involved extensive client interactions in help shape and sell capital markets products and services and also participating in workshops. Showcase capital markets talent and help bring the breath of services, Accenture had to offer to our clients. Extensive experience in global delivery across a number of regions across US / EUROPE / APAC and the UK. Prior to Accenture have worked for CMC LTD now owned by TCS, have worked on critical market infrastructure such as Trading and Settlement for Leading Exchanges in India and Abroad.

Experience

1. Sr Director Enterprise Products Technology

   Morningstar

   Jan 2024 — Present · Mumbai, IN

   Led the creation of teams to implement AI use cases in Morningstar products, focusing on improving usability and automating workflows.• Mentored teams on evolving financial service products with Gen AI, enhancing RAG architecture and enabling API payloads to become Gen AI Compliant.Implementing agentic AI use cases and also integration our products and data with commercial products such as Claude MS365

Education

• KJ Somaiya College of Engineering, Vidyavihar

  Bachelor’s Degree, BE Electronics and Telecommunications

  1990 — 1994

• SPJIMR SP Jain Institute of Management & Research

  Executive Master of Business Administration(EMBA), General Management

  2004 — 2006