Krishnakumar Sv
Credit Card Operations Lead @Bandhan Bank
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WORK HISTORY
Credit Card Operations Lead @Bandhan Bank
Mumbai, IN
EDUCATION
Sikkim Manipal Institute of Technology - SMU
Master of Business Administration - MBA, Operations Management and Supervision
University of Madras
B.Sc.,, Mathematics
Sikkim Manipal Institute of Technology - SMU
MBA, Finance
SKILLS
ABOUT KRISHNAKUMAR SV
I am a Senior Payments & Consulting Leader with 20+ years of experience advising banks, fintechs, issuers, acquirers, and merchants across India and South Asia. My career spans leadership roles at American Express, HSBC, Axis Bank, PhonePe, Bandhan Bank, and EnKash, where I have delivered consulting-led strategies, payment solutions, and large-scale transformation programs. Core Expertise:Consulting & Advisory Services | Practice Building | Thought LeadershipPayments Strategy | Cross-Border & New Payment Flows | Value-Added ServicesMerchant Acquiring | Credit & Commercial Cards | Digital TransformationBusiness Development | Client Engagement | Revenue Growth Key Highlights:Advised global partners and merchants at American Express to expand payment acceptance networks and deliver USD 200K+ annual savings.Led consulting initiatives at HSBC, driving >100% revenue growth and securing USD 5M in new client deals through corporate card strategy.Scaled merchant ecosystem at PhonePe from 0.75M to 3M, presenting operational strategies to the Board.Built credit card program infrastructure at Bandhan Bank, aligning governance with RBI regulations.I am passionate about shaping the future of payments through consulting innovation, client-focused strategy, and high-impact delivery. Let’s connect if you are interested in transforming payments strategy, building consulting practices, or exploring growth opportunities in financial services.
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