Krishnakumar Sv
Consulting Leader in Payments | Cards, Merchant Acquiring, FinTech Strategy &Operations | Automations, Advisory, Thought Leadership & Business Development (India & South Asia)
- Role
- Credit Card Operations Lead at Bandhan Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Krishnakumar Sv
I am a Senior Payments & Consulting Leader with 20+ years of experience advising banks, fintechs, issuers, acquirers, and merchants across India and South Asia. My career spans leadership roles at American Express, HSBC, Axis Bank, PhonePe, Bandhan Bank, and EnKash, where I have delivered consulting-led strategies, payment solutions, and large-scale transformation programs. Core Expertise:Consulting & Advisory Services | Practice Building | Thought LeadershipPayments Strategy | Cross-Border & New Payment Flows | Value-Added ServicesMerchant Acquiring | Credit & Commercial Cards | Digital TransformationBusiness Development | Client Engagement | Revenue Growth Key Highlights:Advised global partners and merchants at American Express to expand payment acceptance networks and deliver USD 200K+ annual savings.Led consulting initiatives at HSBC, driving >100% revenue growth and securing USD 5M in new client deals through corporate card strategy.Scaled merchant ecosystem at PhonePe from 0.75M to 3M, presenting operational strategies to the Board.Built credit card program infrastructure at Bandhan Bank, aligning governance with RBI regulations.I am passionate about shaping the future of payments through consulting innovation, client-focused strategy, and high-impact delivery. Let’s connect if you are interested in transforming payments strategy, building consulting practices, or exploring growth opportunities in financial services.
Experience
Credit Card Operations Lead
Sep 2024 — Present · Mumbai, IN
Education
Sikkim Manipal Institute of Technology - SMU
Master of Business Administration - MBA, Operations Management and Supervision
University of Madras
B.Sc.,, Mathematics
1995 — 1998
Sikkim Manipal Institute of Technology - SMU
MBA, Finance
2008 — 2010
Skills
- Credit
- Business Process Re-Engineering
- Software Project Management
- Product Management
- Banking
- Team Management
- Business Strategy
- Internet Banking
- Management
- Credit Cards
- Transaction Processing
- Electronic Payments
- Core Banking
- Acquiring
- Payment Systems
- Cards
- Retail Banking
- Payment Card Processing
- Debit Cards
- Mobile Commerce
- Business Relationship Management
- Business Analysis
- Mobile Payments
- Payments
- Pci Dss
- Vendor Management
- Emv
- Loyalty Programs
- Operations Management
- Relationship Management
- Requirements Analysis
- Smart Cards
- Project Management
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