Krishan Kumar Swami
AGRI & TRACTOR 🚜 Loan Collection Deputy Manager
- Role
- Deputy Manager at HDFC Bank
- Location
- Bhiwani, HR, IN
- LinkedIn followers
- 500 followers
About Krishan Kumar Swami
HDFC Bank In Agri & Tractor loan Recovery Manager
Experience
Deputy Manager
Sep 2022 — Present
Agri and Tractor Loan CollectionHandling Day to day NPA Collections activity for part of Haryana 3 Branch (Siwani, Tosham and Behal) location have 7 persons reporting Inhouse team.Banking experience in Agri (Bucket X,LNPA,NPA, cattle Monthly Emi,Write off case in Collection and Settlement Process ).Collaborate with legal team to ensure legal action is taken on specified cases.Daily Check Customer Accounts in Flex-cube For Bank Interest purpose.Also ensuring the Audit & Compliance in control and time to time reviewing the locations and agencies for the betterment of the Audit scores. Daily monitoring of the numbers and pushing the team for daily resolutions and for thereduction of pool.Monthly follow-up on Allied and Risk 30,60 & 90 accounts to save from going to NPA.Imparting training to agency executives and team executives.Coordinating with the legal team for the filing of legal cases against the borrowers.Also giving feedback to the sales and credit team for the betterment of the product.Identify and set the annual collection targets and delinquency levelsPlan and execute regional-level growth-focused strategies to augment recoveries, reduce bad debts and delinquencies.Responsible to track & control the delinquency of the area, Bucket-wise & DPD wise and focus on non-starters.Responsible to review account allocations and collections targets by bucket to agencies/ in house team.Regularly follow up with the default customers through a dedicated team.Ensuring that the collection agencies and executives adhere to the legal guidelines provided by the law in force.Manage productivity by fixing productivity parameters for In-house / Agencies / collection executives monitoring performance against set parameters and daily reviewing the same.Building relationships with key clients to ensure timely collections are made.Determine suitable tactics or strategies for timely collections.
Education
Maharshi Dayanand University Rohtak
B.sc
2013 — 2017
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