Kratika Gangle

Business banking Working Capital || Wholesale Banking || HDFC Bank

Role
Business Banking Working Capital Rm at HDFC Bank
Location
Indore, IN
LinkedIn followers
500 followers

About Kratika Gangle

I am a Relationship manager with the background of banking in wholesale working capital…

Experience

  1. Business Banking Working Capital Rm

    HDFC Bank

    Jun 2022 — Present · IN

    Responsible for managing a portfolio of client across various Industries, School, Hospital, Restaurants inall over the region and understanding it’s profile and working.• Responsible for adding valuable clients to the bank, analyzing their financial statement, collateral andcredit worthiness also providing them all terms of banking services and products.• Understanding Business Banking Working Capital Clients (Medium, Small & Micro Enterprises).• Understanding various working capital products (OD, CC, Term Loan, BG, LC & LC Discounting).• Understanding working capital cycle and Net working capital.• Portfolio management on monthly basis (Renewal, Deferral, Stock statement, Insurance and LAD).• Understand Self funding ratio & cross sales (Liability, Retail Asset and Third party Products).• Got 1 Rating Exceptional Contribution (EC) for outstanding performance during FY 2023-24.

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Kratika Gangle — Business Banking Working Capital Rm at HDFC Bank in Indore, IN | Unifers