Konstantinos Patronis
Credit Risk Executive | Leadership Management | Operational Excellence | Financial & Strategic Insights
- Role
- SVP, Senior Director at First Citizens Bank
- Location
- Charlotte, NC, US
- LinkedIn followers
- 500 followers
About Konstantinos Patronis
Over 15+ years of professional experience in financial services (SIFI, Small to Mid-size banks, Advisory and Consulting)- Experience leading all aspects of ACL processes both in the US and internationally- Experience developing and implementing all aspects of Current Expected Credit Losses (“CECL”) across large global and domestic regional banking organizations- Deep experience in Credit Risk, Finance, Treasury, Enterprise Data Management, Liquidity Management, Competitive Analytics, CECL, IFRS9 and US and international capital and banking regulations- Seasoned executive who has managed teams through critical company initiatives and organizational transformations- Strategic mindset- Deep understanding of banking and capital markets- Strong leader with track record of building strong and loyal teams
Experience
SVP, Senior Director
Jul 2024 — Present · Charlotte, NC, US
Education
University of North Carolina at Charlotte
Bachelors of Arts in Business Administration, Finance / Economics
Queens University of Charlotte
MBA, Finance
Skills
- Underwriting
- Valuation
- Financial Reporting
- Consumer Lending
- Retail Banking
- Capm
- Commercial Lending
- Highly Analytical
- Alll
- Excel Models
- Investments
- Commercial Banking
- Stress Testing
- Migration Analysis
- Loans
- Financial Risk
- Free Cash Flow
- Enterprise Risk Management
- Small Business Lending
- Risk Assessment
- Loan Origination
- Team Building
- Economic Capital
- Loss Given Default (Lgd)
- Finance
- Financial Analysis
- Team-Oriented
- Credit
- Key Performance Indicators
- Mergers & Acquisitions
- Credit Risk
- Commercial Credit
- Microsoft Office
- Banking
- Risk Analysis
- Cash Flow
- Expected Loss (El)
- Investment Banking
- Financial Services
- Probability of Default (Pd)
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