Abhishek Kumar
Agri Financing | Product, Policy & Digital
- Role
- Credit Strategy Associate at HDFC Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Abhishek Kumar
Banking professional with 10 years of experience in product development, credit policy, and digital lending in the Agri & Allied sector, working with retail, MSME, and corporate clients.I started my journey with Yes Bank, as PSM for corporate Agri clients, covering commodity finance, anchor finance, and PSL advances. I then moved to Bandhan Bank and then to HDFC Bank with a focused shift to the retail Agri & Allied segment while continuing to work with MSMEs. At Bandhan Bank, I also worked on CMS product design and offerings. Currently, I am responsible for policy formulation, digital lending initiatives, and applying analytics (Power BI, Python) for portfolio monitoring and risk control.My expertise is in the intersection of product, policy, and digital — combining design, credit, and data-enabled execution.
Experience
Credit Strategy Associate
Jun 2023 — Present · Mumbai, IN
Education
Institute of Rural Management Anand (IRMA)
Master of Business Administration - MBA
2014 — 2016
Central University of Jharkhand
Bachelor of Business Administration - BBA
2010 — 2013
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