Komal Kumari
Credit Risk Manager @YES BANK
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WORK HISTORY
Credit Risk Manager @YES BANK
Mumbai, IN
EDUCATION
Mount Carmel Institute of Management
Master of Business Administration - MBA, Accounting and Finance
ABOUT KOMAL KUMARI
I am currently working with ICICI as Deputy unsecured loan underwriting Personal laon, Credit Card; Secured loan underwriting Housing loan, Evaluating credit worthiness of customer, recommending/ underwriting of proposal with adherence to company polices and procedures. Complete credit check and compliance of documents, maintaining confidentiality of information gathered from customer, supporting business team for seamless process of the proposal,working closely with business team and outsourcing team, ensuring lending procedures complete within stipulated TAT and free of errors, Managing early deliquesces to ensure that portfolio is healthy and there are no Non starter cases. Imparting training to sales team and credit team about product and policy also handling restructuring of loan for Mumbai
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